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Health Companion - Individual
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Synopsis:
Health Companion is a smart health Insurance plan which gives you the Option to Choose from a wide range of Benefits depending upon your need.

Highlight:

  • Option to choose from a wide range of Cover from 2 lacs to 1 crore.
  • No limit on Day Care procedures.
  • Covers as many as 19 Relationships of the same Family.
  • Complimentary Health Check up as per the Plan eligibility.
  • Covers for Family members at any Age, no age Restriction.
  • Tax saving U/S 80D of the Income Tax act.
  • Get added benefit of in- patient Treatment under Ayurveda, Unani, Siddha & Homeopathy.
  • Avail cashless facility in across 3500 quality hospitals.
Benefit:
Title Description
Room Rent Limit Covered upto Sum Insured
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage Covered upto sum insured
Automatic Restoration of Sum Insured Upto sum insured
Pre-Existing Disease / Illness coverage For SI upto 4 Lac after 48 Month of continuous coverage. For SI more than 4 Lac after 36 months of continuous coverage
Waiting Period for New Policy 30 days
Free Health Checkup Variant I: Once in two years. Variant II and Variant II: Annual as per annexture
Ambulance Expenses upto 3000
Non-Allopathic Treatments Covered upto Sum Insured
Daily Hospitalization Allowance upto 4000 per day
Donor Expenses Covered
Attendant Allowance NA
Nursing Allowance Covered
No Claim Discount NA
No Claim Bonus 20% of SI, max 100%

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