Bajaj Allianzs Health Ensure Policy comes with new comprehensive benefits at competitive premiums and is a perfect
product to care of medical expenses for Individual and family in case of unfortunate event of hospitalisation for illness/
|Room Rent Limit
||Maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower.
|ICU Daily Rent Limit
||Maximum of 2% of Sum Insured per day or up to Rs. 10000/-, whichever is lower
||30 days immediately before hospitalisation.
|Post Hospitalization Expenses
||60 days immediately after discharge post hospitalisation.
|Minimum Hospitalization Period
|Day Care Procedure Coverage
|Pre-Existing Disease / Illness coverage
||24 months from your first Health Policy.
|Waiting Period for New Policy
||First 30 days from the commencement of the policy.
||Policyholders paying Zone A premium rates can avail treatment allover India without any co-payment. But, those, who pay zone B premium rates and avail treatment in Zone A city will have
|Free Health Checkup
||Amount equal to 1% of the sum insured max up to Rs. 1500/- for each member in Individual policy during the block of 3 years.
||Maximum of Rs. 1000/- per Hospitalisation incurred on an ambulance offered by a healthcare or ambulance service provider
||Ayurvedic and Homeopathic Hospitalisation are covered
||Organ Donor Expenses covered
||Room Rent, Boarding and Nursing Expenses as provided by the Hospital maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower.
|No Claim Bonus
||5% of Sum Insured per annum. The maximum cumulative increase in the Limit of Indemnity will be limited to 25% of Sum Insured